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Tag Archives: savings

Five Steps to Help Get You Saving this Year

AUBURN, Alabama—Give your finances a checkup and discover if you need to make saving a priority this year. You may discover that you have debt you need to pay down or that you are ready to take the next step in savings. Helping yourself and your family save successfully for the future should be near the top of your priority ... Read More »

The Way You Value Money Affects Your Savings

make money count

Auburn, Alabama–According to the Making Money Count curriculum, people look at money in many different ways. Alabama Extension regional agents in Family Resource Development and Workforce Development use the Making Money Count curriculum to teach citizens throughout the state how to better manage their finances. The curriculum, developed by the University of Missouri Cooperative Extension, shows that some individuals view money as a sense of security or a ... Read More »

America Saves Week Feb. 22-27

Auburn, Ala.—America Saves is a nationwide campaign managed by the Consumer Federation of America that focuses on teaching individuals good saving habits and reducing debt. This year’s America Saves Week is Feb. 22-27. They strive to encourage individuals to “Set a Goal. Make a Plan. Save Automatically.” They coordinate a weeklong event each year called America Saves Week. During this week, organizations ... Read More »

Teaching Youth to Manage Money

HUNTSVILLE, Ala.—Teaching youth about money has proven to be extremely beneficial later on in their lives, but when is the best time to start teaching them how to manage money? Are there tools that help make teaching children about finances easier? Dr. Theresa Jones,  a regional agent in consumer science and personal financial management with the Alabama Cooperative Extension System,  shares ... Read More »

Money Saving Tips: Energy efficiency in the home

AUBURN, Alabama–For many, opening the monthly power bill can be a stressful experience. If you are one of those people constantly wondering why your power bill  is so high, take a moment to reflect on your daily routines. You may find that too often you wake up hot in the middle of the night, run to the thermostat and turn ... Read More »

Making Money Count

“The number one reason marriages fail each year is due to financial problems that occur within the home. Taking control of one’s financial life creates a sense of independence and accomplishment. There are key ways to financially plan for your future, no matter if you are a student or an adult with a family and other responsibilities. The Alabama Cooperative ... Read More »

Tips to Help You Pay off High Interest Debt

Unfortunately, too many consumers have found out the hard way that paying off high interest debt can be a daunting task. Sometimes the sheer amount of debt along with the interest can be overwhelming. Since consumers in debt typically got that way through a series of bad decisions and poor financial management, it is not always easy to make the ... Read More »

Families Need an Emergency Savings Account

Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially. That’s because maintaining emergency savings of $500 to $1,000 allows you to meet unexpected financial challenges such as: Repairing the brakes on your car Buying your child a new pair of needed shoes Buying expensive prescriptions ... Read More »

Top 10 Ways to Prepare for Retirement

Fewer than half of Americans have calculated how much they need to save for retirement. In 2012, 30 percent of private industry workers with access to a defined contribution plan (such as a 401(k) plan) did not participate. The average American spends 20 years in retirement. “Financial security in retirement doesn’t just happen. It takes planning and commitment and, yes, ... Read More »