Home / Tag Archives: money management

Tag Archives: money management

Planning Ahead Can Help Keep Santa Out of Debt

AUBURN, Alabama. – Every year thousands of Americans go into debt during the holidays.  With Christmas shopping, increasing gas prices and hosting holiday parties, it is no wonder we have trouble staying out of debt. Sharlean Briggs, a human sciences regional agent in family resource management and workforce development with the Alabama Cooperative Extension System, says that it is easy to ... Read More »

Debit Versus Credit: How to Avoid “Falling Into the Trap”

AUBURN, Ala.— Purchasing decisions are ever present in our busy lives. Limited hard-cash assets and the growth of paperless payments are making the economy more controlled by debit cards and credit cards. Daily, U.S. consumers are faced with the challenge of budgeting such accounts properly. This task is not always easy. Although they are similar in appearance, credit and debit cards have many differences, said Theresa Jones, a certified ... Read More »

Scammers Target Senior Citizens

Auburn, Alabama — It seems like our personal information is out for everyone to see. Posts about our family, friends and lives are scattered across social media accounts. Our computers and phones can memorize passwords, addresses, even credit and debit card information. While this all seems convenient, it can pose potential harm. Theresa Jones, a regional agent for the Alabama ... Read More »

Save Money This Holiday Season

ONEONTA, AL— The holiday season brings about a spirit of joy, togetherness, generosity and love. We create memories with our families and pass down traditions to younger generations. We spend generously on the ones we love to see the joy on their faces when they open their gifts. At such a special time of the year, stressing about finances is ... Read More »

Money Saving Tips: Energy efficiency in the home

AUBURN, Alabama–For many, opening the monthly power bill can be a stressful experience. If you are one of those people constantly wondering why your power bill  is so high, take a moment to reflect on your daily routines. You may find that too often you wake up hot in the middle of the night, run to the thermostat and turn ... Read More »

National Financial Literacy Month

April showers bring may flowers and financial documents galore. The United States proclaimed April as Financial Literacy Month in 2003. Many Americans lack sufficient knowledge about personal finances. This month gives people the opportunity to better their finances and reflect on how the country is managing finances. “Understanding money matters like creating and managing a budget, paying down debt while ... Read More »

Tips to Help You Pay off High Interest Debt

Unfortunately, too many consumers have found out the hard way that paying off high interest debt can be a daunting task. Sometimes the sheer amount of debt along with the interest can be overwhelming. Since consumers in debt typically got that way through a series of bad decisions and poor financial management, it is not always easy to make the ... Read More »

Families Need an Emergency Savings Account

Having an emergency savings fund may be the most important difference between those who manage to stay afloat and those who are sinking financially. That’s because maintaining emergency savings of $500 to $1,000 allows you to meet unexpected financial challenges such as: Repairing the brakes on your car Buying your child a new pair of needed shoes Buying expensive prescriptions ... Read More »

Alabama Saves Week is Feb. 23-28

The Alabama Cooperative Extension System and its America Saves partners will kick off the Alabama Saves program Feb. 23-28. Various events related to becoming an Alabama saver are scheduled throughout the state. Governor Robert Bentley signed a proclamation declaring Feb. 23-28 as Alabama Saves Week. Alabama Saves Week coincides with America Saves Week, a national campaign involving more than 1,000 ... Read More »